If You’re Paying the Entire Balance of a Debt
Following the above advice will help us apply your payments promptly and help you avoid overpaying the amount owed.
Pay by Western Union® Quick Collect®
The Western Union Agent or the website will require a host city code to complete the Quick Collect Transaction. Our host code is VADMC.
Pay by Mail
If you’re paying by mail: Please send us a separate check for each debt and include a payment remittance stub for each payment. Payment remittance stubs are printed at the bottom of our collection letters. You should have received a separate letter for each category of debt. Make sure to write your file number and deduction code on each check. The deduction code tells us what category of debt you’re paying (advance payment, housing allowance, tuition and fees, etc.). File numbers and deduction codes are printed on the left side of the payment remittance stubs and in the upper right of the letters. If you wish to send us one check for multiple debts, please enclose separate payment remittance stubs for each debt. If you do not have the collection letters, send us a note listing the debts you’re paying and the amounts you want applied to each debt.
Make your check or money order payable to the “U.S. Department of Veterans Affairs” and print your full name and VA file number or Social Security Number on the payment to ensure proper credit.
Mail your payment to the following address:
U.S. Department of Veterans Affairs
Debt Management Center
P.O. Box 11930
St. Paul, MN 55111
Pay By Monthly Payments
If you are unable to pay your debt in full, we will work with you to establish an acceptable monthly payment plan. To take advantage of this option, please mail a letter indicating the amount you can pay on a monthly basis along with a completed Financial Status Report.
Please be sure to complete Block 24B on the Financial Status Report to indicate the amount you propose to pay monthly. You may also send a payment with the correspondence. We will contact you and let you know if the proposed monthly payment plan is acceptable.
Pay By Monthly Offsets
If you receive a monthly benefit check from the VA and we advised you that we plan to offset the entire check amount to apply to your debt, you can request a smaller offset amount.
If the timeframe exceeds one year, you need to follow the same procedures as specified in the Pay By Monthly Payments section listed above.